Terms and Conditions.

¹The 10X points accrue on spends till Rs.7,000 (or 560 points) per month in apparel & department stores. For spends beyond this, earn 1 point per Rs.125. Identification of Apparel & Department stores are based on Merchant Category Code allotted by Visa and MasterCard to the merchant where the purchase is made.

²Provided you spend at least Rs.30,000 or more in a membership year or else a fee of Rs.1000 will be applicable at the end of the membership year.

³1500 Bonus Reward Points on your first spend within 30 days of card issuance, credited within 60 days of transaction date & 1000 Bonus Reward Points on your first spend of Rs.1000 within 60 days of card issuance credited with the subsequent statement.

As a part of credit card application procedure, we will require your recent passport size color photograph; self attested copy of your address proof and valid photo identity proof documents. You will be contacted separately for collection of these documents. The documents submitted along with the application will be kept with the bank for record purposes and will not be returned.

Issuance of the Credit Card is at the sole discretion of the bank and is subject to the bank's approval criteria.

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